Chequing Accounts

YOUR Chequing 15

$4.50 per month

	YOUR Chequing 15
Monthly fee	$4.50 per month (No Fee for Seniors 59+)
Transactions	15 included per month (per item fee on excess) Interac† Direct Payment Credit union affiliated ATM networks (Surcharge-free access to over 2,700 AccuLink® and THE EXCHANGE® ATMs throughout Canada) MemberDirect® online banking TeleService® telephone banking In-branch withdrawals and transfers Cheque withdrawals Pre-authorized debits Inter-Credit Union Services (ICU)
MemberDirect® online access	Unlimited
Account statements	Free e-statements with MemberDirect® Paper Statements upon request ($2.00 additional fee)
Overdraft protection	Available upon approved credit application

YOUR Chequing 40

$12.50 per month

	YOUR Chequing 40
Monthly fee	$12.50 per month ($6.25 Seniors Rate 59+)
Transactions	40 included per month (per item fee on excess) Interac® Direct Payment Credit union affiliated ATM networks (Surcharge-free access to over 2,700 AccuLink® and THE EXCHANGE® ATMs throughout Canada) MemberDirect® online bill payments TeleService® telephone banking In-branch withdrawals and transfers Cheque withdrawals Pre-authorized debits Inter-Credit Union Services (ICU)
MemberDirect® online access	Unlimited
Account statements	Free e-statements with MemberDirect® Paper Statements upon request ($2.00 additional fee)
Overdraft protection	Available upon approved credit application

YOUR Chequing Unlimited

$25 per month

	YOUR Chequing Unlimited
Monthly fee	$25.00 per month ($12.50 Seniors Rate 59+)
Transactions	Unlimited Interac® Direct Payment Credit union affiliated ATM networks (Surcharge-free access to over 2,700 AccuLink® and THE EXCHANGE® ATMs throughout Canada) MemberDirect® online bill payments TeleService® telephone banking In-branch withdrawals and transfers Cheque withdrawals Pre-authorized debits Inter-Credit Union Services (ICU)
MemberDirect® online access	Unlimited
Interac† ATMs	5 transactions included*
PLUS®* ATMs	2 transactions included*
e-Transfers	2 transactions included*
Account statements	Free e-statements Paper Statements upon request ($2.00 additional fee)
Overdraft protection	Available upon approved credit application

* Does not include surcharges from other institutions.

YOUR Electronic Unlimited

$12.50 per month

	YOUR Electronic Chequing
Monthly fee	$12.50 per month ($6.25 Seniors Rate 59+)
In-Branch Deposits	Unlimited
In-Branch Transactions	Per item fee
Interac† Direct Payment	Unlimited
MemberDirect® online banking	Unlimited
TeleService® telephone banking	Unlimited
Credit Union network ATMs	Surcharge-free access to over 2,700 AccuLink® and THE EXCHANGE® ATMs throughout Canada
Interac† ATMs	2 transactions included*
e-Transfers	2 transactions included*
Account statements	Free e-statements Paper Statements upon request ($2.00 additional fee)
Overdraft protection	Available upon approved credit application

* Does not include surcharges from other institutions.

YOUR Chequing

$2.50 plus per item pricing

	YOUR Chequing
Monthly fee	$2.50 per month
Transactions	Per item fee on transactions
Credit Union network ATMs	Surcharge-free access to over 2,700 AccuLink® and THE EXCHANGE® ATMs throughout Canada
Account statements	Free e-statements Paper Statements upon request ($2.00 additional fee)
Overdraft protection	Available upon approved credit application