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  • Rates

Rates

 

5.95%

Credit Union Prime Rate
Baseline rate upon which floating rate loans are negotiated

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3.20%

One Year Fixed Deposit Invest
Subject to change without notice. 

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Mortgages

Rates effective as of October 28th, 2024



Rate
Variable RatePrime + 2%
6 Month Closed7.85%
6 Month Open9.88%
1 Year Fixed7.27%
2 Year Fixed6.85%
3 Year Fixed6.54%
4 Year Fixed6.34%
5 Year Fixed6.49%
 

Loans & Lines of Credit

Rates effective as of October 28th, 2024

Personal LoansRate
Unsecured Personal Loan8.95%
Secured Personal Loan5.99%


Cash Secured LoanRate
Loan Secured By DepositsPrime + 2%


Line of Credit and OverdraftRate
Authorized Overdraft18.50%
Unsecured Line of CreditStarting at Prime + 4%
Secured Line of Credit / Home Equity LOCPrime + 3%
 

Investments

Rates effective as of October 28th, 2024

RRSP / TFSA / RRIF / GICRate
1 Year Fixed3.25%
2 Year Fixed3.15%
3 Year Fixed3.10%
4 Year Fixed3.10%
5 Year Fixed3.15%
 
 

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Planning calculators

Try our handy calculators to explore how different rates affect your finances.

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Interest rates are subject to change without notice at any time. All financing rates are based on application. All rates are for information purposes only. Please contact our branch directly for further information.