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Lines of Credit

Funds for whatever comes your way

 

Access the funds you need whenever you need them

Personal Line of Credit

Perfect if you if...

You are looking for a way to access funds when needed – without getting a personal loan. You apply once and can borrow against an approved limit.

KEY FEATURES
  • Funds are accessible with Interac debit, e-Transfer and cash or cheque withdrawal
  • Control your borrowing amount
  • Interest only or fixed payments
  • Creditor insurance available

Total Access Home Equity Line Of Credit

Perfect if you if...

You are looking for the convenience of using your home's equity for your borrowing needs.

KEY FEATURES
  • Access up to 80% of your home's value at anytime
  • Flexible payment options
  • Lower interest costs than standard credit lines
  • Creditor insurances available

Student Line of Credit

Perfect if you if...

You are looking for an affordable way to pursue your education. Students can borrow to assist with the cost of attending a post-secondary institution. 

KEY FEATURES
  • Interest only payments while enrolled
  • Flexible repayment options after studies have completed
  • Creditor insurance available
  • Co-signor may be required

Overdraft Protection

Perfect if you if...

Short term credit in case of emergencies.

KEY FEATURES
  • Interest is charged only when used and is calculated on the amount used
  • Creditor insurance available
 

Get your line of credit more ways

Not sure which line of credit is right for you?

We’ll be happy to help you pinpoint the option that best suits your needs.

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Line of Credit or Personal Loan?

Different products work better depending on your situation. It's best to understand your borrowing intentions before it's too late. If you're having doubts, let us help!
 

We Have a Card to Fit Your Life

Looking for premium rewards? Low rates? No annual fee? Cash back? Collabria has the card to fit your needs.

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Line of credit rates

Take a look at the latest, competitive rates on offer for our line of credit solutions.

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Level up your financial know-how

Guide to borrowing

Any time you take on debt, it’s important to understand the ins, outs, and implications of your choices. 

What is a credit score?

You’ve likely heard of credit scores, but what exactly do they mean for you and your finances.

Get more genuine tips, tricks, andĀ helpfulĀ resources on our Honest Money blog.

 

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